FREE TAX TOOL
How much CT could your SSAS pension save you?
Employer contributions to a SSAS pension are a fully allowable business expense — reducing your Corporation Tax bill pound for pound. See your numbers in seconds.
HOW THIS TOOL WORKS
Estimate your Corporation Tax saving from a SSAS contribution
An employer contribution to a SSAS pension is a fully tax-deductible business expense. The contribution is taken off your taxable profits in the year it is paid — reducing the Corporation Tax bill the company would otherwise owe HMRC, pound for pound at your marginal CT rate (currently up to 25%).
What you enter
- Annual company profits — the figure your company expects to be taxed on.
- SSAS members — each member has their own £60,000 Annual Allowance.
- Carry-forward — any unused allowance from the past 3 tax years.
What you get back
An estimate of (a) how much you can contribute to the SSAS this year, (b) the Corporation Tax that contribution would offset, and (c) how much of that contribution would be available as a director loanback into the company.
Indicative only. Actual contribution limits depend on your earnings, scheme rules, and HMRC tax position. A SSAS specialist will review your figures in the free consultation below.
Your Details
Enter your company's annual taxable profits
Enter profits to see CT rateSSAS allows up to 11 members. £60,000 annual allowance per member.
Up to 3 years unused allowance. Max £180,000 (3 × £60,000 per member).
Existing SSAS fund. Loanback is 50% of total fund (existing + new contributions).
Your Results
Enter your annual profits or CT bill above to see your potential Corporation Tax saving.
Your Potential CT Saving
£0on a contribution of £0
Maximum SSAS Contribution
£0
Annual + carry forward
Corporation Tax Saving
£0
at % CT rate
Effective Cost After Tax Relief
£0
Contribution minus CT saving
Loanback Available
£0
50% of total fund
Net Cash Position After Loanback
After SSAS employer contribution, CT saving, and loanback — your business retains £0 more working capital than the contribution cost.
Important: These figures are illustrative only and do not constitute financial advice. Actual savings depend on your individual circumstances, including HMRC-allowable contribution levels, existing pension arrangements, and the specific structure of your company. SSAS contributions must comply with HMRC rules and annual allowance limits. Corporation Tax marginal relief applies between £50,000 and £250,000 profits. Seek independent financial advice before making pension decisions. TLPI is not a financial adviser. · ssaspension.co.uk
FREE CONSULTATION
Want a personalised SSAS consultation?
Our figures give you a fast indication, but every business is different. A TLPI SSAS specialist will review your specific situation — including carry-forward allowances, existing pensions, and optimal contribution strategy.
- No obligation — completely free initial call
- Specialists in SSAS for UK company directors
- Full analysis of CT saving, loanback & investment options
- Response within 1 business day