Terms of Service

1. Who We Are

ssaspension.co.uk is a trading style of Holtram TLPI Ltd, a company registered in England and Wales.

• Company name: Holtram TLPI Ltd
• Company number: 12775174
• Registered address: 42 Lytton Road, Barnet, EN5 5BY
• Operating address: Trident House, Trident Business Park, Basil Hill Road, Didcot, Oxfordshire OX11 7HJ
• Phone: +44 123 542 5694
• Email: info@ssaspension.co.uk

Holtram TLPI Ltd is registered with HMRC to administer UK pension schemes (HMRC Scheme Administrator number: A0140182) and is operating within The Pensions Regulator's framework. Holtram TLPI Ltd is not authorised or regulated by the Financial Conduct Authority (FCA).

2. Educational Content — Not Financial Advice

2.1 Nature of the Content

All content published on ssaspension.co.uk — including articles, guides, calculators, videos, downloadable resources, and any other materials — is provided for educational and informational purposes only.

Nothing on this website constitutes, or should be construed as:

• Financial advice;
• Investment advice;
• Tax advice;
• Legal advice; or
• A personal recommendation to take any particular course of action.

2.2 Seek Independent Advice

SSAS pensions are complex financial arrangements. The rules governing them, and the tax implications for you personally, depend on your individual circumstances. Before taking any action in relation to a SSAS or any other pension scheme, you should seek independent, regulated financial advice from a suitably qualified adviser.

2.3 Regulatory Status

Holtram TLPI Ltd is registered with HMRC and operating within The Pensions Regulator's framework in its capacity as a SSAS scheme administrator. We are not authorised or regulated by the FCA. We do not provide regulated financial advice, and nothing on this site should be taken as such. We are not responsible for any reliance you place on the content of this site.

3. Acceptable Use

By using this website you agree that you will not:

• Use the site for any unlawful purpose or in any way that is prohibited by these Terms.
• Use the site to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material (spam).
• Attempt to gain unauthorised access to any part of the site, or to any system or network connected to the site.
• Use any automated tool (including scrapers, bots, or crawlers) to extract data from this site in bulk without our express written consent.
• Post or transmit to or from this site any content that is defamatory, offensive, obscene, or that infringes the rights of any third party.
• Transmit any data or material that contains viruses, Trojan horses, worms, or any other harmful or malicious code.
• Attempt to interfere with the proper working of the site.

We reserve the right to restrict or terminate access to the site for any user who we reasonably believe is in breach of these Terms.

4. Intellectual Property

4.1 Ownership

All content on ssaspension.co.uk — including but not limited to text, graphics, logos, icons, images, audio clips, video clips, downloadable resources, and the selection and arrangement of that content — is owned by or licensed to Holtram TLPI Ltd and is protected by applicable intellectual property laws.

4.2 Permitted Use

You may view, download, and print content from this site for your own personal, non-commercial use only. You must not:

• Reproduce, redistribute, publish, or commercially exploit any content from this site without our express written permission.
• Modify or adapt the content in any way.
• Remove or obscure any copyright, trademark, or other proprietary notices.

4.3 Requesting Permission

To request permission to reproduce or use our content, please contact us at info@ssaspension.co.uk.

5. Disclaimers and Limitation of Liability

5.1 No Warranties

This website and its content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Holtram TLPI Ltd excludes all warranties, representations, and conditions — whether express or implied — relating to the site and its content, including (without limitation) any implied warranties of satisfactory quality, fitness for a particular purpose, or non-infringement.

5.2 No Liability for Reliance

We make reasonable efforts to ensure the accuracy and currency of the information on this site, but we do not guarantee that the content is complete, accurate, up to date, or free from error. We accept no responsibility for any loss or damage — whether direct, indirect, consequential, or otherwise — arising from your use of or reliance on the content of this site.

5.3 Investment Risk

Where this site refers to SSAS pension schemes, property within pensions, or other investment-related topics, you should be aware that:

• The value of investments can fall as well as rise.
• Past performance is not a reliable indicator of future results.
• You may receive back less than you originally invested.

Nothing on this site constitutes a guarantee of investment performance.

5.4 Cap on Liability

To the maximum extent permitted by law, our total liability to you in connection with your use of this site — whether in contract, tort (including negligence), breach of statutory duty, or otherwise — shall not exceed £100.

5.5 Essential Exclusions

Nothing in these Terms limits or excludes our liability for:

• Death or personal injury caused by our negligence;
• Fraud or fraudulent misrepresentation; or
• Any other liability that cannot be excluded or limited by law.

6. Links to Other Websites

This site may contain links to third-party websites. Those links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

A link from ssaspension.co.uk to another website does not constitute an endorsement of that website, its owner, or its content.

If you follow a link to an external website, you do so at your own risk. Please review the terms and privacy policy of any external site before providing your personal information.

7. Privacy and Cookies

Your use of this website is also governed by our Privacy Policy and Cookie Policy, both of which are incorporated into these Terms by reference.

8. Changes to These Terms

We reserve the right to change these Terms of Service at any time. Changes will be effective immediately upon publication on this site. Your continued use of the site after any change constitutes your acceptance of the revised Terms. You should review this page periodically to ensure you are familiar with the current version.

9. Governing Law and Jurisdiction

These Terms and any dispute or claim arising from or in connection with them (including non-contractual disputes or claims) are governed by and construed in accordance with the laws of England and Wales.

You and we both agree that the courts of England and Wales will have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter.

10. Trading Style Declaration

SSAS Pension (operated at ssaspension.co.uk) is a trading style of Holtram TLPI Ltd. It is not a separate legal entity. All contracts, obligations, and liabilities are those of Holtram TLPI Ltd.

11. Contact Us

If you have any questions about these Terms of Service, please contact us:

• Email: info@ssaspension.co.uk
• Post: Holtram TLPI Ltd, Trident House, Trident Business Park, Basil Hill Road, Didcot, Oxfordshire OX11 7HJ
• Phone: +44 123 542 5694

Last reviewed: 1 May 2026
Next review: 1 May 2027